💡 7 Smart Ways to Save Money in Your Small Business

Stay lean, stress less, and keep more profit in your pocket.

Running a small business in the UK isn’t cheap. Between taxes, subscriptions, and late-paying clients, every pound matters. The good news? A few clever tweaks can make a big difference to your bottom line — and your peace of mind.

Here are 7 practical ways to save money without cutting corners.

1. Automate Your Money Management

Manually juggling VAT, Corporation Tax, and profit pots is a headache waiting to happen.
With Money Squirrel, you can connect your business account and automatically split every incoming payment into tax, buffer, and profit pots.

✅ No more “oops, forgot the VAT.”
✅ Real-time view of what’s yours to spend.

Try Money Squirrel free for 30 days and start saving smarter.

2. Review Your Subscriptions Quarterly

Most small businesses waste £100–£300 a month on forgotten tools and trials.
Set a recurring calendar reminder every 3 months to review software, memberships, and app costs. Cancel anything underused or duplicated.

Bonus tip: ask suppliers for annual plans — they’re often 10–20% cheaper.

3. Go Green, Save Green

Energy-efficient lighting, smart thermostats, and switching off kit overnight aren’t just eco-friendly — they save hundreds per year.
Check business energy comparison sites regularly; suppliers change rates often.

4. Negotiate Like a Pro

Whether it’s your accountant, phone provider, or courier — everything’s negotiable.
Gather 2–3 quotes and let suppliers know you’re comparing. You’ll be surprised how often prices drop when you ask the right way.

5. Outsource Smarter

Don’t hire full-time for part-time work.
Freelancers and virtual assistants can handle marketing, admin, or design work at a fraction of the cost.
Tools like Upwork, Tide Talent, or Freelancer Club are great starting points.

6. Keep on Top of Tax

Missing deadlines can trigger avoidable fines.
Use Money Squirrel’s automated tax pots to stay ahead — you’ll always know exactly what’s set aside for VAT or Corporation Tax, so there are no nasty surprises come HMRC time.

7. Make Your Cash Work Harder

If you’ve built up a buffer pot, don’t let it gather dust.
Money Squirrel can sweep spare cash into high-interest partner accounts (up to ~4.5% AER*).
That’s your money, earning while you sleep.

*Always check latest AER rates before moving funds.

🧭 The Bottom Line

Small changes stack up. From smarter automation to sharper negotiations, every tweak builds resilience.

Start with one step today:
👉 Connect your account to Money Squirrel and see exactly where your money’s going — and growing.

[Start your free 30-day trial →]

Would you like me to turn this into a 3-part blog series (e.g. “Cut Costs”, “Boost Profit”, “Automate Finance”) — or keep it as a single evergreen article for your site’s blog?