The VAT Trap Every Founder Knows

You land a big client payment. The balance looks healthy. But a few months later, HMRC wants its share — and suddenly your “profit” wasn’t profit at all.
That sinking feeling is one of the main reasons small businesses struggle with cash flow. VAT money sits in the same account as everything else, waiting to be accidentally spent.

Why Manual Doesn’t Work

Spreadsheets and reminders might sound simple, but when you’re flat-out serving clients, chasing invoices, or hiring staff, it’s easy to skip the transfer. By the time the VAT quarter ends, your buffer’s gone.

The Smarter Way

Money Squirrel automates the whole process. Each incoming payment is split instantly into VAT, Corporation Tax, profit, and buffer pots — using secure Open Banking through our FCA-regulated partner, Moneyhub.
You’ll always know what’s yours and what belongs to the taxman.

Real Peace of Mind

Our users tell us automation gives them freedom. They sleep better knowing their VAT pot is untouchable. And when the HMRC deadline arrives, the money’s sitting there, ready.

Take control of your VAT — automatically.
👉 Start your free 30-day trial today.

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