Although May is officially recognised as Small Business Month and Mental Health Awareness Month, every month should hold this importance, especially for micro and small business owners.

Running a company while handling its finances is no simple feat and for many entrepreneurs, money worries are ever-present, with effective cash flow management often the key to both business stability and personal contentment.

At Money Squirrel, we understand the deep link between managing finances and the psychological wellbeing of founders.

Difficulties with cash flow are among the top causes of stress for entrepreneurs, impacting not just their companies’ survival but also their health and overall happiness.

A recent Intuit QuickBooks survey we discovered found that 57% of UK small business owners have faced cash flow issues, while nearly half (49%) cite managing cash as the most stressful aspect of their entrepreneurial journey.

Our own cash flow management app is designed to ease these burdens. It automates critical tasks such as VAT calculation, tax management, and payment allocation, and enables business owners to “squirrel away” funds for future needs, even earning interest on unused balances.

Certainly, by streamlining these processes, we help founders step away from the relentless juggling of accounts and instead concentrate on growing and innovating their ventures, confident that their finances are secure and working for them around the clock.

But the benefits go beyond just numbers. When entrepreneurs are freed from financial anxiety, they can reclaim valuable time, time to invest in themselves, their families, and their communities. This ripple effect can lead to more creative business ideas, stronger team morale, and a healthier work-life balance for everyone involved.

Our own founder, Andreea Daly, comments: “As a startup owner myself, I’ve personally experienced the frustrations of handling cash flow, spending endless hours on VAT calculations and future planning. Juggling everything was overwhelming, so I built a company to remove that pressure, not just for myself, but for fellow entrepreneurs as well.”

The stress caused by financial uncertainty can result in sleepless nights, heightened anxiety, and even physical health problems for small business owners. By making financial management easier and more automated, Money Squirrel not only strengthens business resilience but also lessens the mental strain that comes with money worries.

Andreea adds: “Ultimately, this is about more than just business survival, it’s about empowering entrepreneurs to thrive. Supporting their financial health is a direct way to boost their mental wellbeing, making every month feel like a celebration of both business achievement and personal growth. With the right tools, founders can focus less on stress and more on their vision, building a stronger, happier future for themselves and their teams.”

This impact is especially meaningful during a month dedicated to both business success and mental health awareness, serving as a powerful reminder that championing entrepreneurs means supporting their wellbeing all year round.